MyBills Tracker is free to use. This page explains exactly how it is funded, and what that does — and does not — mean for you.
We may earn a commission when you choose a financial product through a link on this site. The provider pays it, not you. It never changes the price you pay, and it never changes how options are presented or ranked. Every such link is marked where it appears.
To keep MyBills Tracker free, we participate in affiliate and referral partnerships with banks, financial platforms and product aggregators. When you click certain links on this site and go on to open an account, apply for a product, or complete a transaction with a third party, we may receive a referral fee or commission from that third party.
This commission is paid by the product provider, not by you. It does not increase the price or change the terms you receive.
The presence of an affiliate relationship does not mean a product is the right choice for you. We do not rank, recommend or prioritise products based on what we earn. Any product shown is for information and comparison only. You should evaluate every product independently — including the provider's own terms, charges and risk documents — and where appropriate consult a SEBI-registered investment adviser, an IRDAI-licensed insurance professional, or a chartered accountant before deciding.
Credit cards and personal loans pay the highest referral commissions in the Indian market. They are also the products most capable of harming a household that is already stretched.
MyBills Tracker will never present a credit product as the solution to a budget deficit. Where your own figures show expenses exceeding income, you will see emergency-fund and expense-reduction guidance — not an offer. A responsible-borrowing warning appears wherever credit products are shown.
Savings and deposit products · investment platforms · insurance comparison services · credit products, subject to the commitment above. We do not hold referral relationships in any category not listed here.
Referral income, advertising and Plus subscriptions fund development, hosting and support. MyBills Tracker has no outside investors, so this is the entire revenue picture.
If you believe a referral placement has breached any of these commitments, write to us at finova.app.dev@gmail.com. We will respond within three business days and tell you what we have done about it.
MyBills Tracker is a financial-education and budgeting tool. It is not registered with SEBI as an investment adviser, is not an IRDAI-licensed insurance intermediary, and is not regulated by the RBI. Nothing on this site is personalised financial advice.