Please read this before relying on anything MyBills Tracker shows you.
All calculations, projections, allocations, principle analyses and alerts are general and educational. They are based on the data you enter and on mathematical models — not on a professional assessment of your circumstances.
Projections assume constant growth rates. Markets decline, inflation moves, incomes stall. Actual results may differ materially. Past performance does not guarantee future results.
Mutual funds and securities: subject to market risks. Read all scheme related documents carefully. Values can fall as well as rise.
Credit cards and loans: these are financial liabilities. Borrow only what you can repay. Missed payments attract interest, penalties and credit-score damage. If you are struggling to cover the month, new credit usually worsens the situation — build an emergency cushion first.
Insurance: insurance is a subject matter of solicitation. Coverage, exclusions and claims are governed by the policy document. MyBills Tracker does not sell, underwrite or advise on insurance; any suggested cover levels are general educational guidelines only.
Tax: MyBills Tracker does not provide tax advice. Consult a chartered accountant.
Automatic transaction categorisation uses keyword rules and may be inaccurate. Verify all categorisations manually. Do not rely on these outputs for tax records or legal purposes.
MyBills Tracker disclaims all liability for financial loss, damage or harm arising directly or indirectly from use of this tool, reliance on its outputs, loss of locally stored data, or transactions with third parties. Your use of this tool is at your own risk.