MyBills Tracker turns a blur of UPI spends, EMIs and bills into one clear plan — your first complete budget in under 15 minutes, then monthly discipline reports that keep you honest with yourself.
If any of these four sound familiar, MyBills Tracker was built for you.
Salary arrives on the 1st. By the 20th it's gone — and you genuinely can't name where a third of it went. UPI made spending invisible.
A single hospital bill, vehicle breakdown or job gap would force you to borrow. There's no cushion — and you know it.
Home loan, vehicle loan, card dues — instalments decide what's left for the family, instead of the other way round.
You save "something" in PF and a policy, but have no idea whether it's remotely enough — and no way to find out.
Sound familiar? Here's how MyBills Tracker fixes each one ↓
From your first guided budget to monthly bank-statement reports — planning, tracking and improving, without the spreadsheet pain.
Most households can't name where 10–15% of income goes — up to ₹9,000 a month on a ₹60,000 salary. MyBills Tracker puts a number on every rupee.
Upload your monthly statement; MyBills Tracker auto-categorises it and shows planned vs actual for every category — your personal discipline report.
Emergency-fund gap, EMIs above 40%, missing term cover, retirement shortfall — flagged automatically every time your budget changes.
Salary growth, inflation and returns modelled year by year — including the moment your investments start outrunning your expenses.
50/30/20, Pay Yourself First, Zero-Based, FIRE, Debt Snowball and more — see your numbers through every framework and pick what fits.
Export a clean PDF, Excel or Word report — the kind you can put in front of your CA, your bank manager, or your spouse with confidence.
Trackers tell you what already happened. MyBills Tracker is a planning system — it gives every rupee a job before the month starts, then measures how well the plan held. Green is what you kept. Orange is what you spent. The goal is simple: more green, calmly.
Three of the live insights MyBills Tracker computes from your numbers. Green means growing; orange means watch it.
Reading: close to the 40% ceiling — MyBills Tracker warns before the next loan pushes you over.
Reading: steady SIPs compound quietly, then dramatically. Constant-rate illustration — not a forecast.
Reading: below 1 means income is outrunning spending — tracked automatically from your monthly snapshots.
Then about 10 minutes a month to stay on it.
Family, incomes, dependents, debts, goals — simple selections, no jargon.
70+ India-first categories; empty fields count as zero. Live totals as you type.
Start with 50/30/20. MyBills Tracker instantly shows how your numbers compare.
Full analysis, four risk checks, projections, and an export-ready report.
The bank upload showed ₹7,400 of monthly spending I couldn't account for — food delivery and forgotten subscriptions, mostly. Redirecting half of it now funds a new SIP.
The projection said my savings covered only 40% of retirement. Painful to see at 34 — but that's the age where you still have time to fix it. The plan changed that week.
Scenarios are illustrative of intended use, based on early testing — not verified customer endorsements.
MyBills Tracker started with a simple frustration: no budgeting tool understood joint families, chit funds, school fees paid termly, LPG cylinders and parents' support. So we built one that does — free, browser-based, India-first.
We're in early access, which means every message gets read and early users directly shape what gets built next.
What ₹30,000 of "needs" actually covers on a ₹60,000 take-home — and the moment the rule tells you your rent is too high.
Why a 12% increment often leaves nothing behind by March — and the one index that catches it early.
Two proven payoff orders, one motivational and one mathematical. How to pick the one you'll actually stick to.
Twelve checks in ten minutes: snapshot your month, review budget vs actuals, read your lifestyle-inflation index, and set one fix for next month. The exact routine MyBills Tracker is built around.
The complete planner is free — not a trial. Plus supports the tool and adds convenience.
Everything you need to plan, track and improve.
Two months free on annual. Cancel anytime; 7-day refund.
Free account, 15 minutes, and you'll know exactly where every rupee goes.