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Your plan and history are here, on whichever device you open.
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Just exploring? Try it as a guest → No sign-up. Your figures stay on this device.
Your plan and history are here, on whichever device you open.
Just exploring? Try it as a guest → No sign-up. Your figures stay on this device.
Worked out from your own figures. Nothing is sent by email or text. Set price alerts in the planner
Household
₹1,720 above plan
24.6% savings rate
23.9% of all spending
Nothing here is automatic. That is deliberate — it is the only way the month-end figure includes the cash, the cheques and what other people in the house paid.
| Category | Plan | Recorded | Left |
|---|---|---|---|
| Total allocated including money set aside |
Out by more than you expected? Change a plan amount above, or add anything not recorded yet.
Saving a snapshot locks this month into your history. Two snapshots are enough for your lifestyle inflation index to start working.
Figures shown are your own entries and simple arithmetic on them. Projections assume constant rates and are illustrations, not forecasts. This tool provides financial education and planning support, not personalised advice, and is not registered with SEBI, IRDAI or the RBI.
Upload a statement for everything that moved through your bank, then add the cash and cheque payments separately. Most households find the surprises are in the second part.
Use the statement PDF from your bank's email or net banking (password-protected ones work too: you'll be asked for the password), or its Excel/CSV download. Each payment is filed under its own month; money coming in, like salary, is left out.
Categorisation uses keyword rules and gets some entries wrong. Review before drawing conclusions, and never use this output as a tax record.
Next: see how the month compares against what you planned.
Monthly bills are easy to remember. The annual ones — school fees, insurance premiums, property tax, vehicle insurance — break budgets, because they arrive as a single large number in a month planned like any other.
Set an amount and a date. The tool works backwards to the monthly contribution needed, and shows what changes if you raise it each year in line with your salary.
Not sure a target is realistic? Test it against different growth and return assumptions first.
Income, spending and accumulated savings modelled year by year on assumptions you set. Use this to compare choices — not to predict a number.
| Year | Income | Spending | Saved | Accumulated |
|---|
Each saved snapshot becomes a row here. From the second one onward you get trends — savings rate, spending growth, and your lifestyle inflation index.
| Month | Came in | Went out | Kept | Savings rate |
|---|
Clean enough to put in front of your CA, a bank manager considering a loan, or your spouse at the kitchen table.
Each report carries the plan, what was recorded against it, the four checks, your goals and annual costs. The report below is what downloads.
| Category | Plan | Recorded | Left |
|---|
| Goal | Saved | Target | A month |
|---|
| Cost | Month | Amount | A month |
|---|
Your profile, password, household and preferences — and your data: export all of it or delete all of it. Both take one click, and neither asks you why.
You are using a guest copy saved on this device. Sign in to add a photo, a secondary email and a password.
Choose a new password, at least 8 characters.
We will email you a link to set a new one.
Primary account. All entries and settings.
Coming soon: your spouse, a parent or an adult child records their own spending, and it counts in one household total.
A single file with your plan, entries, goals and history. Yours to keep, readable without this tool.
Any entry can be edited from the section it belongs to.
What this site keeps in your browser, and whether analytics or ads may ever run. Only essential storage is used today.
Removes your saved plan, entries, goals and history. To close the account itself, write to us from the Contact page.
| Section | What it is for | Where it leads |
|---|
The maid, the milk vendor, society maintenance, a cash medical bill — anything that never touched a bank account.
An amount and a date. We work out the monthly figure.
Enter an amount to see the monthly figure.
Something that arrives once or twice a year rather than every month.
Rename it, describe it, and list what goes into it. The plan is the total of its budgets.