Section 01
General Information
Tell us about yourself to personalise your financial plan
👤 Personal Details
👨‍👩‍👧‍👦 Family Dependents
🎯 Financial Goals
Add goals you're saving toward. Set a target amount, what you've saved so far, and a target date — your profile's Goals page tracks your progress.
Section 02
Monthly Budget Setup
Enter your income sources and all monthly expense categories
💼 Primary Income (Monthly)
₹
₹
₹
8%
📈 Other Income
₹
₹
₹
6%
🏦 Other Income Sources (by bank / account)
Add each salary account or extra income by name — e.g. “HDFC Salary”, “ICICI Rental”, “Bank 2”. These add to your total income.
💳 Credit Cards
Track your credit cards — name, limit and current outstanding. For your reference; not added to the budget.
🏠 Housing
🏘
Rent / House Loan EMI
Housing
🛠
Maintenance / Society Fee
Housing
💡 Utilities & Bills
💡
Electricity Bill
💧
Water Bill
🔥
Gas / LPG
📱
Mobile / Phone Bills
🌐
Internet / Broadband
📺
Cable / DTH
🛒 Groceries & Provisions
🌾
Grocery / Provisions
🥦
Fruits & Vegetables
🥛
Milk / Dairy Products
🍗
Meat / Fish / Eggs
🍽 Dining & Takeaway
🍽
Dining Out / Restaurants
📦
Food Delivery (Swiggy/Zomato)
☕
Tea / Coffee / Snacks
🚗 Own Vehicle
⛽
Fuel / Petrol
🔧
Vehicle Maintenance / Service
🅿
Parking / Toll
🚌 Public & App Transport
🚌
Bus / Auto / Metro
🚕
Cab / Uber / Ola
🚂
Train / Air Travel (Monthly avg)
📚 School / College Fees
🏫
School Fees (Monthly avg)
🎓
College / University Fees
📖
Tuition / Coaching Classes
🎒
Books / Stationery / Supplies
🧒
Daycare / Creche
🌱 Self Development
💻
Online Courses / Certifications
📚
Professional Training / Workshops
🌍
Language / Skill Classes
🏥 Medical Expenses
💊
Regular Medicines
🏥
Doctor Consultation
🔬
Lab Tests / Diagnostics
🦷
Dental / Eye Care
🛡 Insurance Premiums (Monthly)
❤
Life Insurance Premium
🏥
Health / Mediclaim Insurance
🚗
Vehicle Insurance
🏠
Home / Property Insurance
📱 Digital Subscriptions
🎬
Netflix / Prime / OTT
🎵
Spotify / Music Streaming
🛍
Amazon Prime / Shopping
☁
Cloud Storage / Productivity
🏋 Fitness & Entertainment
🏋
Gym / Fitness Centre
🏸
Sports (Badminton/Tennis/etc.)
🎭
Movies / Concerts / Events
🌴
Weekend Outings / Leisure
🧘
Yoga / Meditation / Wellness
💰 Regular Investments
📊
Mutual Fund SIP
📈
Stocks / Equity
🏦
PPF / NSC / Post Office
🥇
Gold / SGB
🏘
Real Estate / REITs
🏦 Savings & Emergency
🆘
Emergency Fund Monthly
🏦
RD / FD (Monthly)
🏦 Loan EMIs
🏠
Home Loan EMI
🚗
Car / Vehicle Loan EMI
🎓
Education Loan EMI
💳
Personal Loan EMI
💳
Credit Card Dues
🌙 Chit Funds & Family
🌙
Chit Fund / Kitty
🤝
Family Savings Pool
💸
Family Support / Remittances
🎁
Gifts & Donations
🎉 Upcoming Special Events (This Year)
🌿 Personal Care
💇
Haircut / Salon / Spa
🧴
Toiletries / Cosmetics
👗
Clothing / Footwear
🔀 Miscellaneous
🎁
Festival / Celebration
🏠
Household Items / Furniture
📦
Online Shopping (Other)
❓
Miscellaneous / Buffer
📊 Live Budget Summary
Auto-calculated as you enter
Monthly Income
₹0
Total Planned
₹0
Unassigned
₹0
Savings Rate
0%
Section 03
Financial Principles
Choose one or more principles to guide your financial planning strategy
📋 Your Budget Summary
A summary of everything you entered in Budget Setup — the main numbers at a glance, so you don't have to scroll back through every field.
💡 You can select multiple principles. Your budget is measured against each one you select, side by side, below the list.

🎯 Your budget against each principle

Section 04
Bank Statement Upload & Budget vs Actuals
Upload your bank statement to compare actual spending against your budget
📂 Upload Bank Statement
📄

Click to upload or drag & drop

PDF (as your bank emails it), Excel (.xlsx, .xls), CSV, or a photo of the statement. Pick several files to combine months; each payment is filed under its own month.

Processed locally on your device. Nothing is sent to any server, and account numbers are stripped for privacy.

📸 Scan a Receipt
🧾

Take a photo or upload a bill

On mobile this opens your camera. JPG, PNG or WebP. Select multiple to scan several receipts in a row.

Read on your device with on-device OCR. The image never leaves your phone.

➕ Add Unplanned Expense
₹

📊 Budget vs Actuals

ℹ Upload a bank statement or enter actuals to see Budget vs Actuals comparison.
🔔 Price Alert Tracker
₹
Section 05
5–10 Year Financial Projections
See where your finances are headed based on current income, expenses, and inflation
Done, see my profile →
⚙ Projection Parameters
8%
6%
12%
🔮 Projection Summary
Enter budget data first, then projections will appear here.

📈 Income, Expense & Wealth Trajectory (Year-by-Year)

📋 Year-by-Year Financial Projection

💰 Wealth Accumulation Over Time

📊 Savings Rate Trend

✨ AI Budget Insights
Click "Generate Insights" for a plain-language read on your budget, powered by AI.
Your budget is built. Your profile is unlocked: month view, goals, bill calendar and history. PDF, Excel and Word reports are under Reports there.
Done, see my profile →
Account
Settings
Manage your profile, currency, and data
👤 Profile
💾 Backup

Export a copy of your data, restore from a backup file, or clear everything and start fresh.

⚠️ Account

Permanently delete your account and all associated budget data.